Since 2008, the Ravens are 10-5 in the playoffs under Harbaugh’s watch, and that includes a Super Bowl title.

The Ravens, winners of five of their past six games, will make the playoffs for the first time in three seasons with a home win over the Bengals. It’s that cut and dried.

And, based on the way they have played of late and on their postseason success under coach John Harbaugh when they have been in the playoffs, there is a belief around the Ravens that they could be a force to be reckoned with beyond Sunday.

“Everybody knows that second season we become a different team, a special team,’’ Ravens linebacker Terrell Suggs told reporters this week, according to ESPN.

Only the Patriots, at 11-6, have won more playoff games in the past nine seasons.

In four of the past five seasons, the Saints have ranked 28th or worse in points allowed.

“Any defense that becomes very good — extremely good — and begins to feed off their past successes, does so because they gain confidence and they know they can repeat it again, and I think that’s been extremely encouraging,” Saints coach Sean Payton told reporters this week.

The average NFL career is only 3? years long, and while even rookies currently earn around $400,000, the type of money we hear about for superstars — $22 million a year for Green Bay Packer Aaron Rodgers, for example — is rare. Most players never come close.

But however much money players make, it’s often far more than they know how to handle.

As a result, many players make bad financial decisions from the get-go, starting with reckless spending during their playing days — from Adam “Pacman” Jones, who talked of once spending “over a million dollars in one Las Vegas weekend,” to Andre Rison, who estimates he spent the same on jewelry.

“Around the locker room, players’ cars, clothes, houses and ‘bling’ are constantly scrutinized. If they’re not up to par, they’re ridiculed,” they write.

The authors cite former offensive tackle Roman Oben, who eschewed fancy cars for “a Toyota Land Cruiser with 68,000 miles on it. His teammates taunted him mercilessly.”

As such, players already fueled by lifelong dreams of luxury are Cheap Baseball Jerseys Kids persuaded to max it out. The previously frugal Koonce found himself making it rain in wasteful Cheap Blue Jays Jerseys ways.

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